Challenge
- Struggled to optimise its loan portfolio
- Lack of insights on market trends and customer behaviour
- Manual analytics and siloed data systems
Our Approach
- Consolidation of loan performance data, borrower profiles, and market trends into a unified analytics platform
- Built advanced analytics models to assess credit risks, forecast default probabilities, and identify high-potential market segments
- Interactive dashboards to provide real-time insights into loan performance, risks, and growth opportunities.
Outcome
- Default rates decreased by 20%, as risk assessments became more accurate and data-driven.
- Lending to high-potential segments increased by 30%, boosting portfolio growth.
- Operational efficiency improved by 25%, as manual processes were replaced with automated analytics workflows.
- The bank achieved a 15% increase in portfolio profitability through optimized lending decisions.
